Tuition fees, net price and ROI
Philander Smith University Tuition Fees, Net Price and ROI Calculator
Focused cost page for Philander Smith University covering in-state tuition, out-of-state tuition, net price by income, debt payback by major, financial aid, salary and ROI.
View Full School ProfileIn-state tuition
$13,014
Out-of-state tuition
$13,014
Average net price
$15,360
Last updated August 1, 2026. Source: U.S. Department of Education College Scorecard and IPEDS.
Philander Smith University Tuition Fees and 4-Year Cost
Use this focused cost summary to compare published tuition with estimated attendance cost and average net price after aid. Final bills can change by residency, housing, aid eligibility, program fees and enrollment level.
Cost per year
$26,729
4-year attendance
$106,916
4-year tuition
$52,056
4-year net price
$61,440
Philander Smith University Net Price by Family Income
College Scorecard income-bracket net price data shows how average cost changes after grants and scholarships for students receiving federal aid.
| Family income | Avg net price | Savings vs sticker | Monthly view | Estimator |
|---|---|---|---|---|
| $0–$30,000 | $15,661 | $11,068 | $1,305/mo | |
| $30,001–$48,000 | $14,460 | $12,269 | $1,205/mo | |
| $48,001–$75,000 | $15,092 | $11,637 | $1,258/mo | |
| $75,001–$110,000 | $20,335 | $6,394 | $1,695/mo | |
| Over $110,000 | $20,335 | $6,394 | $1,695/mo |
Estimated net price for :
Major-level ROI
Philander Smith University Debt Payback by Major and Program Salary
Debt payback estimates divide median completer debt by 10% of reported program earnings, then convert the result to months. This gives a directional debt-to-earnings view by program.
| Major / program | Credential | Program salary | Debt payback |
|---|---|---|---|
| Business, Management, Marketing, and Related Support Services, Other | Bachelor's Degree | $36,677 | ~81 months |
| Psychology, General | Bachelor's Degree | $28,290 | ~105 months |
| Business Administration, Management and Operations | Bachelor's Degree | $23,231 | ~128 months |
Interactive ROI calculator
Philander Smith University ROI and Debt Payback Simulator
Your Estimate
- 4-year net cost
- Debt payback using 10% salary
- Debt-to-salary ratio
Philander Smith University Aid, Debt and Loan Cost Signals
Pell grant rate
71.39%
Federal loan rate
62.68%
Median completer debt
$24,736
Median monthly payment
$262