Tuition fees, net price and ROI
Saginaw Valley State University Tuition Fees, Net Price and ROI Calculator
Focused cost page for Saginaw Valley State University covering in-state tuition, out-of-state tuition, net price by income, debt payback by major, financial aid, salary and ROI.
View Full School ProfileIn-state tuition
$12,240
Out-of-state tuition
$28,752
Average net price
$14,582
Last updated August 3, 2026. Source: U.S. Department of Education College Scorecard and IPEDS.
Saginaw Valley State University Tuition Fees and 4-Year Cost
Use this focused cost summary to compare published tuition with estimated attendance cost and average net price after aid. Final bills can change by residency, housing, aid eligibility, program fees and enrollment level.
Cost per year
$24,043
4-year attendance
$96,172
4-year tuition
$115,008
4-year net price
$58,328
Residency cost comparison
Should You Establish Michigan Residency for Saginaw Valley State University?
The reported out-of-state tuition premium is $16,512 per year, or $66,048 across four years before aid changes.
4-year in-state tuition
$48,960
4-year out-of-state tuition
$115,008
4-year premium
$66,048
Saginaw Valley State University Net Price by Family Income
College Scorecard income-bracket net price data shows how average cost changes after grants and scholarships for students receiving federal aid.
| Family income | Avg net price | Savings vs sticker | Monthly view | Estimator |
|---|---|---|---|---|
| $0–$30,000 | $10,545 | $13,498 | $879/mo | |
| $30,001–$48,000 | $11,338 | $12,705 | $945/mo | |
| $48,001–$75,000 | $13,963 | $10,080 | $1,164/mo | |
| $75,001–$110,000 | $16,972 | $7,071 | $1,414/mo | |
| Over $110,000 | $18,491 | $5,552 | $1,541/mo |
Estimated net price for :
Major-level ROI
Saginaw Valley State University Debt Payback by Major and Program Salary
Debt payback estimates divide median completer debt by 10% of reported program earnings, then convert the result to months. This gives a directional debt-to-earnings view by program.
| Major / program | Credential | Program salary | Debt payback |
|---|---|---|---|
| Mechanical Engineering | Bachelor's Degree | $67,762 | ~44 months |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $61,511 | ~49 months |
| Rehabilitation and Therapeutic Professions | Master's Degree | $61,282 | ~49 months |
| Rehabilitation and Therapeutic Professions | Bachelor's Degree | $59,937 | ~50 months |
| Social Work | Master's Degree | $51,511 | ~58 months |
| Accounting and Related Services | Bachelor's Degree | $50,943 | ~59 months |
| Business Administration, Management and Operations | Bachelor's Degree | $42,363 | ~71 months |
| Marketing | Bachelor's Degree | $39,794 | ~75 months |
| Teacher Education and Professional Development, Specific Subject Areas | Bachelor's Degree | $38,497 | ~78 months |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $38,084 | ~79 months |
| Criminal Justice and Corrections | Bachelor's Degree | $37,746 | ~79 months |
| Finance and Financial Management Services | Bachelor's Degree | $36,038 | ~83 months |
Interactive ROI calculator
Saginaw Valley State University ROI and Debt Payback Simulator
Your Estimate
- 4-year net cost
- Debt payback using 10% salary
- Debt-to-salary ratio
Saginaw Valley State University Aid, Debt and Loan Cost Signals
Pell grant rate
32.37%
Federal loan rate
51.21%
Median completer debt
$25,000
Median monthly payment
$265