Tuition fees, net price and ROI
The University of Tennessee-Chattanooga Tuition Fees, Net Price and ROI Calculator
Focused cost page for The University of Tennessee-Chattanooga covering in-state tuition, out-of-state tuition, net price by income, debt payback by major, financial aid, salary and ROI.
View Full School ProfileIn-state tuition
$10,144
Out-of-state tuition
$18,208
Average net price
$12,817
Last updated November 13, 2026. Source: U.S. Department of Education College Scorecard and IPEDS.
The University of Tennessee-Chattanooga Tuition Fees and 4-Year Cost
Use this focused cost summary to compare published tuition with estimated attendance cost and average net price after aid. Final bills can change by residency, housing, aid eligibility, program fees and enrollment level.
Cost per year
$23,563
4-year attendance
$94,252
4-year tuition
$72,832
4-year net price
$51,268
Residency cost comparison
Should You Establish Tennessee Residency for The University of Tennessee-Chattanooga?
The reported out-of-state tuition premium is $8,064 per year, or $32,256 across four years before aid changes.
4-year in-state tuition
$40,576
4-year out-of-state tuition
$72,832
4-year premium
$32,256
The University of Tennessee-Chattanooga Net Price by Family Income
College Scorecard income-bracket net price data shows how average cost changes after grants and scholarships for students receiving federal aid.
| Family income | Avg net price | Savings vs sticker | Monthly view | Estimator |
|---|---|---|---|---|
| $0–$30,000 | $8,492 | $15,071 | $708/mo | |
| $30,001–$48,000 | $9,682 | $13,881 | $807/mo | |
| $48,001–$75,000 | $12,478 | $11,085 | $1,040/mo | |
| $75,001–$110,000 | $17,332 | $6,231 | $1,444/mo | |
| Over $110,000 | $16,862 | $6,701 | $1,405/mo |
Estimated net price for :
Major-level ROI
The University of Tennessee-Chattanooga Debt Payback by Major and Program Salary
Debt payback estimates divide median completer debt by 10% of reported program earnings, then convert the result to months. This gives a directional debt-to-earnings view by program.
| Major / program | Credential | Program salary | Debt payback |
|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $74,736 | ~31 months |
| Chemical Engineering | Bachelor's Degree | $65,427 | ~36 months |
| Mechanical Engineering | Bachelor's Degree | $63,841 | ~37 months |
| Engineering-Related Fields | Bachelor's Degree | $57,446 | ~41 months |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $55,069 | ~42 months |
| Computer Science | Bachelor's Degree | $46,241 | ~51 months |
| Business Administration, Management and Operations | Bachelor's Degree | $41,220 | ~57 months |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $35,102 | ~67 months |
| Political Science and Government | Bachelor's Degree | $30,709 | ~76 months |
| Communication and Media Studies | Bachelor's Degree | $30,562 | ~77 months |
| Natural Resources Conservation and Research | Bachelor's Degree | $29,306 | ~80 months |
| Criminal Justice and Corrections | Bachelor's Degree | $28,951 | ~81 months |
Interactive ROI calculator
The University of Tennessee-Chattanooga ROI and Debt Payback Simulator
Your Estimate
- 4-year net cost
- Debt payback using 10% salary
- Debt-to-salary ratio
The University of Tennessee-Chattanooga Aid, Debt and Loan Cost Signals
Pell grant rate
32.47%
Federal loan rate
38.40%
Median completer debt
$19,500
Median monthly payment
$207