Tuition fees, net price and ROI
University of Massachusetts-Amherst Tuition Fees, Net Price and ROI Calculator
Focused cost page for University of Massachusetts-Amherst covering in-state tuition, out-of-state tuition, net price by income, debt payback by major, financial aid, salary and ROI.
View Full School ProfileIn-state tuition
$17,357
Out-of-state tuition
$39,293
Average net price
$23,691
Last updated August 1, 2026. Source: U.S. Department of Education College Scorecard and IPEDS.
University of Massachusetts-Amherst Tuition Fees and 4-Year Cost
Use this focused cost summary to compare published tuition with estimated attendance cost and average net price after aid. Final bills can change by residency, housing, aid eligibility, program fees and enrollment level.
Cost per year
$33,389
4-year attendance
$133,556
4-year tuition
$157,172
4-year net price
$94,764
Residency cost comparison
Should You Establish Massachusetts Residency for University of Massachusetts-Amherst?
The reported out-of-state tuition premium is $21,936 per year, or $87,744 across four years before aid changes.
4-year in-state tuition
$69,428
4-year out-of-state tuition
$157,172
4-year premium
$87,744
University of Massachusetts-Amherst Net Price by Family Income
College Scorecard income-bracket net price data shows how average cost changes after grants and scholarships for students receiving federal aid.
| Family income | Avg net price | Savings vs sticker | Monthly view | Estimator |
|---|---|---|---|---|
| $0–$30,000 | $11,103 | $22,286 | $925/mo | |
| $30,001–$48,000 | $13,259 | $20,130 | $1,105/mo | |
| $48,001–$75,000 | $16,738 | $16,651 | $1,395/mo | |
| $75,001–$110,000 | $24,016 | $9,373 | $2,001/mo | |
| Over $110,000 | $31,297 | $2,092 | $2,608/mo |
Estimated net price for :
Major-level ROI
University of Massachusetts-Amherst Debt Payback by Major and Program Salary
Debt payback estimates divide median completer debt by 10% of reported program earnings, then convert the result to months. This gives a directional debt-to-earnings view by program.
| Major / program | Credential | Program salary | Debt payback |
|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $112,236 | ~24 months |
| Computer Science | Master's Degree | $110,600 | ~25 months |
| Computer Science | Bachelor's Degree | $79,216 | ~34 months |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $68,607 | ~40 months |
| Mechanical Engineering | Bachelor's Degree | $66,719 | ~41 months |
| Accounting and Related Services | Bachelor's Degree | $62,571 | ~44 months |
| Finance and Financial Management Services | Bachelor's Degree | $57,890 | ~47 months |
| Business Administration, Management and Operations | Bachelor's Degree | $54,919 | ~50 months |
| Mathematics | Bachelor's Degree | $49,522 | ~55 months |
| Economics | Bachelor's Degree | $49,510 | ~55 months |
| Multi/Interdisciplinary Studies, Other | Bachelor's Degree | $40,847 | ~67 months |
| Biochemistry, Biophysics and Molecular Biology | Bachelor's Degree | $39,509 | ~69 months |
Interactive ROI calculator
University of Massachusetts-Amherst ROI and Debt Payback Simulator
Your Estimate
- 4-year net cost
- Debt payback using 10% salary
- Debt-to-salary ratio
University of Massachusetts-Amherst Aid, Debt and Loan Cost Signals
Pell grant rate
20.29%
Federal loan rate
47.89%
Median completer debt
$22,763
Median monthly payment
$241